Quick answerBetterHelp wins on therapist variety and ease of matching, while Talkspace edges ahead for users who want psychiatry (medication management) and insurance billing. Pick BetterHelp for pure therapy; pick Talkspace if you need a prescription or want to use your insurance.
Starting Price (therapy)
~$65-$100/week (billed monthly)
~$69-$109/week (billed monthly)
Insurance Accepted
No — self-pay only
Yes — major insurers (Cigna, Aetna, etc.)
Psychiatry / Prescriptions
Not available
Yes — board-certified psychiatrists
Psychiatry Plan Cost
N/A
~$299 initial + ~$175 follow-ups (or via insurance)
Number of Licensed Therapists
30,000+
~5,000+
Therapist Swap Policy
Unlimited free switches
Switches allowed, less emphasized
Session Format
Video, phone, live chat, async messaging
Video, phone, async messaging (no live chat tier)
Messaging (async) Included
Yes — unlimited in all plans
Yes — in messaging-based plans
Live Session Length
45–60 min, 1 session/week standard
45–60 min, frequency varies by plan
Financial Aid Available
Yes — sliding scale offered
Partial — insurance helps; limited sliding scale
Mobile App Rating (approx.)
4.8 App Store / 4.4 Google Play
4.8 App Store / 3.9 Google Play
Couples / Teen Therapy
Yes — both available (teen via parent account)
Yes — both available
BetterHelp
Ease of Use★★★★½
Pricing & Value★★★★☆
Insurance Coverage★☆☆☆☆
Communication Options★★★★½
Psychiatry / Medication★☆☆☆☆
Support & Responsiveness★★★★☆
Therapist Pool & Matching★★★★★
Talkspace
Ease of Use★★★★☆
Pricing & Value★★★½☆
Insurance Coverage★★★★½
Communication Options★★★★☆
Psychiatry / Medication★★★★½
Support & Responsiveness★★★½☆
Therapist Pool & Matching★★★½☆
If you wantYou want therapy only, no prescriptions, and the widest therapist selection
BetterHelp's 30,000+ therapist pool and unlimited free switches make finding your fit fast and low-stakes.
→ Pick BetterHelp If you wantYou need medication management or have insurance you want to use
Talkspace is one of the few platforms offering both therapy AND psychiatry, and accepts major insurers — potentially making it far cheaper out-of-pocket.
→ Pick Talkspace If you wantYou're on a tight budget and don't have insurance
BetterHelp's financial aid / sliding scale makes it more accessible for self-pay users than Talkspace's fixed pricing.
→ Pick BetterHelp If you wantYou're an active-duty military member or veteran
Talkspace accepts TRICARE, potentially giving you covered access to both therapy and psychiatry.
→ Pick Talkspace Some links on this page are affiliate links. If you sign up through them, we may earn a commission at no extra cost to you.