Therapy-only plan cost
~$60–$100/week (billed monthly)
~$85–$99/month for therapy only
Medication management
Not available — therapy only
Yes — prescribers can evaluate & prescribe
Insurance accepted
No — fully out-of-pocket
Yes — major insurers in most states
Therapist network size
30,000+ licensed therapists
Smaller, curated network
Session format
Video, phone, chat, messaging
Video and messaging
Unlimited messaging between sessions
Yes — included in all plans
Limited messaging access
Prescriptions offered
None
Yes — antidepressants, anxiety meds, stimulants (state-dependent)
Controlled substances (e.g., ADHD meds)
N/A
Limited — varies heavily by state & policy changes
Free trial / intro offer
Financial aid available; no true free trial
First month discounted (~$30 off) periodically
Regulatory controversies
FTC settlement (2023) over privacy practices — $7.8M refund
DOJ investigation (2023) over overprescribing — settled
Mobile app quality
Polished, highly rated (4.8 App Store)
Functional but more mixed reviews (4.2 App Store)
Best for
Pure talk therapy, flexibility, large choice
Integrated therapy + medication management
BetterHelp
Ease of Use★★★★½
Pricing & Value★★★★☆
Privacy & Trust★★★★☆
Insurance & Coverage★★☆☆☆
Medication Management★☆☆☆☆
Support & Responsiveness★★★★☆
Therapist Quality & Variety★★★★½
Cerebral
Ease of Use★★★½☆
Pricing & Value★★★☆☆
Privacy & Trust★★★☆☆
Insurance & Coverage★★★★☆
Medication Management★★★★½
Support & Responsiveness★★★☆☆
Therapist Quality & Variety★★★½☆
If you wantYou just need a great therapist fast without insurance hassle
BetterHelp's massive network and flexible formats get you matched in hours, not weeks.
→ Pick BetterHelp If you wantYou think you need medication alongside therapy
Cerebral is the rare platform that handles both evaluation and prescribing in one place.
→ Pick Cerebral If you wantYou have insurance and want to use it
Cerebral accepts major insurers; BetterHelp is 100% out-of-pocket, full stop.
→ Pick Cerebral If you wantYou want maximum session flexibility — video, phone, or just messaging
BetterHelp's multi-format approach including unlimited messaging beats Cerebral's narrower options.
→ Pick BetterHelp Some links on this page are affiliate links. If you sign up through them, we may earn a commission at no extra cost to you.