State Farm edges out Progressive for most drivers thanks to better customer satisfaction and a massive agent network, but Progressive fights back hard on rate transparency and usage-based savings for high-risk or young drivers.
Progressive's 'Flo' character has appeared in over 950 commercials since 2008 — making her arguably more famous than most Hollywood actors and definitely more famous than your actual insurance agent.
You have a DUI, SR-22, or spotty driving history
Progressive specializes in non-standard risk and typically offers far lower premiums when other insurers ghost you.
→ Pick Progressive Car InsuranceYou want the best claims experience and local human support
State Farm's captive agent network and above-average J.D. Power scores mean a real person answers when things go sideways.
→ Pick State Farm Car InsuranceYou're bundling home and auto to maximize savings
State Farm's multi-policy discount crushes Progressive's — up to 17% vs roughly 5%.
→ Pick State Farm Car InsuranceYou want the fastest online quote with zero agent pressure
Progressive's Name Your Price® tool gets you a real quote in minutes without a callback from a salesperson.
→ Pick Progressive Car Insurance