Quick answerCoinbase is the friendlier on-ramp for crypto newcomers, while Kraken wins on fees, coin variety, and advanced trading tools. Choose based on whether you value simplicity or power.
Maker / Taker Fee (spot)
~0.40% / 0.60% (simple UI); 0.00%–0.40% (Advanced Trade)
0.25% / 0.40% (Starter); down to 0.00% / 0.10% (Pro)
Number of Tradable Assets
~240+ coins
~350+ coins
Futures / Margin Trading
Limited (US); no margin for most US users
Yes — up to 5x margin (US); 50x futures (non-US)
Staking
Yes — ETH, SOL, ADA and more (US restrictions apply)
Yes — ETH, DOT, ADA and more; generally higher APRs
Mobile App Quality
Excellent — intuitive, top-rated app store scores
Good but steeper learning curve
Security Track Record
No major exchange hack; 2FA, Vault, cold storage
Never been hacked since 2011 founding; industry gold standard
Fiat Deposit Methods
Bank transfer, debit/credit card, PayPal, wire
Bank transfer, wire, SWIFT; fewer card options
Credit/Debit Card Fees
Up to 3.99% — ouch
Up to ~3.75% + $0.25 — similarly ouch
US Availability
All 50 states
Most states (not NY for some products)
NFT / Web3 Wallet
Yes — Coinbase Wallet & NFT marketplace
No native NFT marketplace
Regulatory Compliance
Publicly traded (NASDAQ: COIN); heavily regulated
Registered MSB; strong compliance but private
Customer Support
Chatbot-heavy; live support hard to reach
24/7 live chat and email; faster human response
If you wantYou're buying crypto for the first time and want zero confusion
Coinbase's app is so clean your grandma could buy Bitcoin in under 5 minutes.
→ Pick Coinbase If you wantYou trade frequently and hate paying high fees
Kraken's fee tiers reward volume and can save active traders hundreds per year.
→ Pick Kraken If you wantYou want margin trading or futures in the US
Kraken offers margin trading where Coinbase largely does not for US residents.
→ Pick Kraken If you wantYou want the safest, most regulated, publicly accountable exchange
As a NASDAQ-listed company, Coinbase faces the strictest public financial scrutiny of any exchange.
→ Pick Coinbase Some links on this page are affiliate links. If you sign up through them, we may earn a commission at no extra cost to you.